Mint Unity. Earn Yield. Build TVL.Mint Unity. Earn Yield. Build TVL.

APY: +15% *

Earn with UTY

Idle stables cost you real money

Perp-basis yields sit above 14%, but complexity keeps most capital sidelined.

How It Works

1

Mint – Swap USDC for UTY.

2

Deposit – Choose yUTY for auto-compounding yield or xUTY for $XSY governance points.

3

Unbond & Redeem – After a 7-day cool-down, withdraw UTY and swap back to USDC anytime.

The XSY Edge

Simple

Pick your faction. yUTY pays yield in UTY; xUTY stacks points, redeemable for $XSY. 7-day unbonding for both.

Deep Ecosystem

Exclusive Avalanche partnership. Bring fresh TVL and liquidity depth where it counts.

Secure

Industry best-practices. Quantstamp audits, Ceffu & Copper Clearloop custody.

Built by crypto-finance veterans

Ex-Algorand, Paxos, Wall St. derivatives, and one of DeFi's largest OTC desks.

  • W. Sean Ford

    Chief Executive Officer

    Founding team and former CEO and COO at Algorand, Serial Entrepreneur, Tech Executive and Board Member

  • David Markley

    Chief Operating Officer

    Early Algorand, Venture Investor, Executive Product Leader, Cybersecurity

  • Annie Cai

    Head of Growth

    Goldfinch, Netflix, Meta, Tokenized Private Credit, Strategy

  • Austin Campbell

    Advisor & Chief Risk Officer

    Paxos, Citi, Stone Ridge, JP Morgan. Expert in Stablecoins and DeFi Regulation

  • John Peurifoy

    Advisor, Capital Markets: Trading Technology

    Digital Asset Capital Markets, Co-Founder FPG

  • Kevin March

    Advisor, Capital Markets: Ecosystem

    Digital Asset Capital Markets, Co-Founder FPG

Our Supporters

protagonist
avalanche
borderless
blizzard
paper
chainview

Audited By

Quantstamp
Basis is just the beginning. Soon: inverse basis, tokenized T-Bills, and tailored liquidity loops—accessible with the same UTY + vault flow.

Frequently Asked Questions

Where does yUTY yield come from?

XSY earns money by providing funding via perpetual contracts, while hedging by owning the underlying tokens to eliminate price risk. yUTY holders are paid rewards by XSY

Why a 7-day unbonding period?

This cooling-off period gives our system time to safely close positions and protects other users from sudden mass withdrawals.

Which vault should I pick?

Choose yUTY for yield payments, or xUTY to earn $XSY tokens for future governance rights. You can always switch after the 7-day cooling period.

What risks are involved?

Please review our 'Risks' documentation for more information.

Ready to make every stablecoin dollar work harder?

Earn with UTY

Start earning in under 90 seconds.

  • * Unity is a digital‑asset protocol. Yields and point values are variable. Past performance is no guarantee of future results. Always do your own research.